In an ideal world this email would be unnecessary but sadly we’re seeing and hearing of an increasing number of email and phone scams.
Emails from Nigerian princes promising untold riches are still around, but scammers have become increasingly sophisticated to the point where it can be very hard to detect what’s genuine and what’s not.
You may have read in the press in recent weeks about an AFL footballer who lost his life savings to scammers who joined an existing text chain with his bank and also called him from a number that he identified as being from his bank.
I’d like to highlight a few scams that we’ve seen and to provide some tips for how they can be avoided.
Government and tax related scams
This time of year, when many are preparing to lodge their tax return, is rife for scams.
Some scammers target myGov accounts as it’s a single source of a lot of information from unsuspecting targets.
They also count on people responding to something that seems to come from the government, especially if it suggests that they’re due a refund or if it contains threats of legal action.
The government has prepared some detailed information about the scams that they’re aware of - please follow this link for more information - https://www.servicesaustralia.gov.au/active-scams?context=60271#accordion3:
One of the themes common to many of these scams is that they contain the name of a government agency – myGov, Centrelink, Medicare, ATO etc – so at face value they appear genuine.
Scammers will also use the names of well-known institutions – especially banks.
Types of scams
Scammers send what appears to be an invoice from a company but have changed the bank details to their own account. Victims pay the invoice believing that the money is going to the right place.
Emails and texts that appear to come from a legitimate source (eg: the above government and tax related scams). The emails or texts contain a link to input personal information or login details.
Scammers gain access to download software onto your computer that enables them to access data. This can also be executed via a phone call where the scammer claims to be a tech expert who can help fix an issue with your computer.
Threats (eg: legal action), extortion, dating scams, investment scams and fake charities are some other means of scamming.
These are only a selection. The Scam Watch website contains a more complete list of known and possible scams - https://www.scamwatch.gov.au/
Graduate – Financial Planning - Full time
As a fast growing, small and flexible company our priority is to find a candidate who is the “right fit” with the drive and enthusiasm to grow as the business grows. The right candidate may be someone starting in the industry with the ambition to become a financial adviser in the future, or someone who recently entered the industry who’s looking for an opportunity to broaden their skill base and experience.
The successful candidate will gain hands-on exposure to all aspects of financial planning and will work directly with the business owner in the delivery of advice to a diverse client base.
The role is broad and the employee will be expected to be involved in all components of our service delivery including, but not limited to: client interaction, database management, fund manager/insurer liaison, administration and document preparation.
There will be no limits placed on the potential to grow and develop in this role. Full training will be provided to the successful candidate and Next Level will support further education towards attaining financial planning qualifications (as required).
QUALIFICATIONS / SKILLS
Qualifications: Business Related Degree (Finance, Commerce, Economics) or near completion
Experience: Willing to train the right candidate
· A keen interest in devising strategies to help our clients improve their lives.
· Intermediate to advanced Microsoft Office skills
· Excellent verbal and written communication
· Organised and able to meet deadlines
· Strong attention to detail
· Keen to work as part of a positive team
· Self-motivated and can-do attitude
· Drivers Licence
This is a fantastic opportunity to work in a small, boutique financial planning organisation with an excellent training pathway. The role is full-time and based in our office in Mount Eliza. The salary will be commensurate with the experience and abilities of the successful candidate.
Please include in your covering letter why you believe you would be the best fit for this position. We look forward to hearing from you. Apply via SEEK.com.au
On behalf of the team at Next Level Financial Services, I wish you and your family a very happy and safe festive season.
The last couple of years have provided many challenges, but we look forward to 2022 with optimism and we hope that in the meantime you're able to spend time relaxing with family and friends over the holiday season.
Office opening hours:
Our staff will be taking a break over Christmas and New Year.
As such, our office will be closed from 12.00 pm on 17 December 2021 and reopening at 8.30 am on 10 January 2022.
If an urgent matter arises during that period then please call our office (03 9188 4254) and we’ll respond as soon as possible.
My best wishes,
The last 18 months has been unprecedented in a number of ways, but the rebound in the housing market has taken most by surprise.
There are number of reasons why the market has rebounded including low interest rates, some relaxation in lending restrictions and low supply in some areas.
The outcome is that many younger people are being priced out of the market, which isn’t a new problem but one that’s intensified in recent months and one that’s likely to gain increasing media attention as we approach the next federal election.
The intent here is to summarise some recent government initiatives that are intended to assist young people enter the housing market and also some commentary about what might happen if this or future governments determine that more intervention is needed (with reference to a recent initiative from the New Zealand government).
As per Victoria Government Covid-19 restrictions, all staff at Next Level Financial Services are working from home. We are continuing to offer our full range of services via telephone calls, emails and online Zoom meetings. Please get in touch on 03 9188-4254 if you require any assistance.
Once government restrictions are eased and we return to the office, we're taking steps to protect our clients, staff and business by:
- Staying home if unwell
- Using the Victorian Government QR Code Service at point of entry
- Keeping our fitted masks handy at all times
- Keeping our distance from others where possible
- Washing our hands regularly
- Cleaning used surfaces frequently
- Having a COVIDSafe Plan for our business
Next Level Financial Services provides financial information in an easy to read format.